He who does not economize will have to agonize. ~Confucius

Cannot people realize how large an income is thrift?  ~Cicero
Hi, ya'll.  I know that I have been neglecting you but I have been absolutely obsessed with couponing!  There have been so many good deals out there on stuff we use that I have been a coupon clipping maniac!  If I am obsessed with couponing and saving money, Becky is possessed and she is really good at putting the deals together.  The two sites we visit daily are Money Saving Queen (Tulsa area) and Krazy Coupon Lady.

Our stockpile is growing larger every week! Last Sunday, Becky and I went coupon shopping together at Homeland and here are the pics to prove it:

Nutella for 99 cents a jar.

Walgreens Herbal Essence Shampoo & Condition  two for $6. - $1 off 1 = 2 for $5 up front cost.  Received $2 in RR.  So  $5 - $2RR = $3 or $1.50 each.

Simply Orange Juice for .99 cents.

Diced tomatoes on sale for 2 for .99.Free with .75 coupon (which doubled). Homeland does not apply overage to your overall purchase.

Kellogg's cereal cost $1.44 each.

When we got  home and unloaded the car, Becky looked around at the sea of shopping bags piled in the kitchen floor and said  "holy crap" (now, Becky don't cuss so this was quite shocking coming from her).  Bottom line here:  Bought $209.71 worth of groceries for $90.04. Saved $119. 67 buying sale items and using coupons. 

Becky's "Deal of the Day #1:  2 cans of diced tomatoes and 1 box of pasta= $1.01 (includes tax) saved 78% with 1 coupon.

Becky's Deal of the Day #2:  1 loaf of Iron Kids bread, 1 jar of nutella, 1 box of wheat thins and 2 cans of diced tomatoes=  $2.63  5 coupons used and this total includes tax.  82% saved. Go Becky!

My "Deal of the Day" was at Walgreens.  One (package of three) Therma Care back pain patches on sale for $5.99.  One bottle of 100 count Advil pain reliever on sale for $7.99 = $13.98  Then the fun begins.  Becky found me a $5 off coupon when you buy these two items which equals $8.99 up front cost.  But watch this:  I received a Register Reward for $5 (I used this to buy my 2 "eggies") bringing the cost down again to equal $3.98 or $1.99 each.  This sale ends Saturday at the close of business.

Also, after seeing the commercials on T.V. for the "eggies" no peel boiled egg cooker, I just had to have one.  No matter what technique I use, I just can't get my eggs to peel pretty.  Now, there is no coupon for this item so I have to be creative.  Last weekend at Walgreen's, we were given $16.50 in Register Reward's (same as cash with a few restrictions.  can't use the RR to buy same item again).  Hmmm......how can I work this to get my eggies?  I also was given rain checks for my Mayo and Sugar.  Hmmmm..........how can I make this work for me.  Yesterday, I went to Walgreen's and got two -30 ounce jars of Mayo, two -4lb bags of sugar, 3 cans tomato sauce and two "eggies" ($9.99 each).  One for me and one for sister-in-law's (Vicky) birthday.  Using my coupons and RR my final total was $17.50 which included the tax.  I could have saved more using fillers if I had remembered Walgreen's Golden Rule--can't have more coupons than items.  I had nine items and eleven coupons and RR.  Anyway, here is my review of the "eggies".

The little suckers are each 4 pieces.  Then you have to grease the pieces with a paper towel.  By then my hands had grease on them and I couldn't hold on  to the little pieces.  Then you have to try to hit the hole in the top with the egg (next time I will break them into a cup with a spout and then pour them into the eggie). And then if you don't get them screwed together correctly, they will leak into the water. 

In spite of dropping one eggie in the floor, 5 on the countertop, one eggie leaking out into the water and using a pan that was too small,  I still love my "eggies".  A little more practice and things will go much smoother.

Oh! Oh! Forgot to tell you.  We stopped at Denny's to eat and when we paid the ticket the cashier told me if I would take a short survey on-line and sign up for Denny's Rewards I would be given a free Grand Slam Breakfast on my next trip.  So I did.  Wrote a code on my receipt for my freebie. Then an e-mail arrived with a coupon for 20% off the entire ticket on a visit.  The savings just seem to find us now.  Becky went shopping at J.C. Penney's for my birthday present (she's tired of seeing me wear jammies with the arms and neckline cut out because I've been roasting in the Oklahoma summer heat).  She saved  $115.71 shopping the sale items (which just happened to be what I asked for) and then took an on line survey using a code on her receipt and received a coupon for 15% off an all day shopping pass.  I like saving money.  Don't you?  Then savings are all around us if we will just look!

A wise man should have money in his head, but not in his heart. Jonathan Swift

It's good to have money and the things that money can buy, but it's good, too, to check up once in a while and make sure that you haven't lost the things that money can't buy.
-George Horace Lorimer

Hi ya'll.  Hope your day is going better than mine.  Using my coupons at Walgreens, I had to get rain checks on several items (no big deal).  Mary, my cashier was very kind and helpful (unlike the last cashier at Homeland...see previous post).  However, when I got home and using my online banking, found that they had charged me $29.74 (which was correct because I saved over $22 using coupons with sale items). But then they deposited the money back into my account. Huh? What? Why?  So I called the store to alert them to the possible problem.  They were as confused as I.  To make a long story short, if it doesn't sort itself out, when I go into town next week, I will pay them again and maybe this time they will keep it.  My bank lady said she had never seen such a thing!  You know weird freaky stuff happens to me a lot.

If only this were the end of my tale of woe!  My final stop of the day was K Mart (right after Wal Mart).  Having not had time to eat today, I was feeling a little weak!  They overcharged me on an item (which I caught) so I had to go to the service desk to sort it out.  The moment I looked into my purse, a sick feeling came over me (and it wasn't from not eating). 

My car keys weren't there!  Oh, no. Oh, no. Oh, NOOOOOO!!!!!!!!  But the correct answer was oh, yes!  Locked in the car was the ONLY key!  After saying a few choice words regarding my ability to leave the house unsupervised,  I called my brother, the long suffering David.  Oh, Good Grief!  He's 30+ miles away instead of being home in Muskogee where I need him to be.  No help there this time!  Shoot, shoot, shoot!  My only other option was to call my long suffering daughter, Becky, who works in Okmulgee for Creek Nation, to come and get her deranged Mother  before she collapses  from the heat and starvation. 

Feeling faint, I went back into the store.  In my younger days, if I had swooned, someone (good looking man) would have caught me before I hit the ground.  But nowadays, being a little old silver haired lady, most men would have left me laying and stepped over me. Growing old sucks sometimes!

(now back to my LindaDrama). And what to my wandering and desperate eyes did I see?  A neighbor who just happens to be a former employee of a wrecker service which also opened car doors!  THANK YOU GOD!  I WILL BE GOOD FROM NOW ON!  O.K. I WILL TRY TO BE GOOD FROM NOW ON!  I'm not going to tell you how he opened my locked car door using bits and pieces of stuff he had in his truck (can't contribute to any possible Grand Theft Auto you know) but in less than five minutes this cleaver man had my door open!  I was truly amazed at what I saw!  I didn't know that could be done!

But anyway, here is the breakdown on my coupon activity today.

Walgreens:

Carmex/New Lime Twist           $1.50 but I received $1.50 in Register Rewards to be used on my next trip.

2 Frito/ Lay Chips                     $4.29  Buy one get one free so $2.15 each

Charmin Ultra Soft 6 double rolls=12 regular rolls    $4.00-.25coupon=$3.75 or.63 each for double or if       they were single rolls .31 each

4 pack Energizer Batteries        On sale for $2.99-.75 coupon=$2.24 or .56 each

Bounty Paper Towels  6 rolls    On sale for $5.50-$1.00 coupon=$4.50 or .75 per roll

Cover Girl Liquid Makeup    Buy one get one half price   so  $11.99 + $9.99 for Mascara=  $21.98 - $5.00 for half price Mascara - $2.50 coupon  =   $14.48 for both

Bottom Line:  Spent $29.74 (which they accidentally gave back to me) but saved $22.51 using store coupons, sale items, register rewards ($5.00 from previous savings trip) and coupons.  (Also got rains checks for 30 oz. Mayo on sale for $2.49 (with coupon in Sunday's Walgreen Sale Flyer) -$1.00 coupon = $1.49 each with a limit of 3 and a 4lb bag of Domino Sugar $2.49 with Walgreen's coupon - $1.00 coupon = $1.49 each with a limit of 3.

Are you feeling the itch to save a lot of money legally and  embrace the art of couponing (the other legal currency)?  Just be warned, once you get the hang of it, you will become a coupon addict and your children will become coupon orphans as you clip coupons and organize coupons and search for coupons on-line and.......well you get the idea.  This is all a wonderful puzzle to me.  I love playing find the hidden object games and this is the same only the hidden object is a coupon to match the sale item.  Try couponing if you dare but I must warn you, life will never be the same once you start to see the really long register tapes with a hefty percentage saved on each trip.  We all want something that money can buy so why not save our way to that dream

Now this is Simple Living at it's very best! Each time I go couponing, I know that I have learned some lessons and will do better next time.

I saved $11.91 on pet food at Wal mart today.  When you've given a home to as many lost animals as we have, you have to save as much as possible and still provide quality food.  Not an easy task! Wal Mart is not my favorite place to shop because they try to distract me and sell me impulse items.  Big Mistake!  I no longer distract or impulse to their great dismay I am sure.  I go with a list (well prepared ahead of time), coupons in order, and stay focused.  The last is the most important to saving time and money.  They pay millions of dollars to people to learn how to get our hard earned money but I am willing to spent my time learning how to defeat them legally.  So, Wal Mart, you can kiss my grits! 

Gypsy was a neighborhood stray.  Now she is my loyal and faithful guardian angel.

Pushka showed up one winter's day and liked our Harmony Acres.  So he stayed.

Mischief and Pickle are Gypsy's boys.  They went to see Stacey (our beloved family vet) and came home missing their tails and other manly parts.  They still can't figure out why Stacey took their tails but they want them back.

Sophie purred her way into the house and the next thing I knew, I had a sleeping buddy.  She's kind of weird though.  Pulls my hair in the middle of the night.  It's rather startling!

At first she was just outside "porch kitty" and then she became inside "Molly".  Being one-eyed gets a lot of sympathy from Becky.

Maggie stays mad most of the time because there are cats in her bed, on her bench, next to her Becky and trying to eat her Cesar's!

Izzie and I just try to stay out of everyone's way!

Grabby Britches just wants to be everyone's friend.  She is the one that gave me cat scratch fever last year.

And then there are the weinners!  Need I say more?

Tomorrow, I have Homeland in my sites (that cranky cashier had better be on her toes) and my coupon binder (3 inches isn't really that big? Is it?) organized and ready to go.  So many nice cashiers have commented on how organized I am.  I don't tell them about my OCD and AADD which won't allow me to be any other way.  It's our little secret.

Coupons.....A Different Kind Of Currency

A penny saved is a penny earned

Benjamin Franklin (Some folks question this)

Meaning: It is as useful to save money that you already have as it is to earn more.

Hi ya'll.  I just completed another grocery shopping trip to Muskogee Homeland.  First, let me tell you that my receipt was 43 inches long!  The people in line behind me were mad because I was using coupons (even though my coupon currency was very well organized).  The lady that checked me out was mad because I was using coupons!  She actually snarled at me (oh, yes she did) when she saw my cute green 3" coupon binder and envelope full of coupons. Me?  I was happy as a lark because I knew I was going to save money.  I saved $69.10 (that's only 40% this time but I bought some items we like that rarely go on sale). It's hard to believe that I have gone from a 3% savings to 40% and 56% in just a few weeks.  I really didn't know there was a better way to shop!

This is what my $100 bought! (74 items) What does yours buy?
2 boxes Kellogg's cereal, 2 boxes Kellogg's cereal bars, 8 Greek yogurt cups, 5-12 pack soda pop,1  dry cat food,1  laundry detergent, 5 lbs. potatoes, 1 shredded cheese, 10 cans spaghetti sauce, 7 packs spaghetti, 1 half gallon almond milk, 4 boxes Tyson chicken anytizers, 6 frozen lunch entrees, 2 bags organic salad greens, 1 bag organic kiwi (six for 99 cents), 20 packages knorr side dish  pasta or rice, 1  45 calorie wheat Sarah Lee bread, 1 blackeyed pea salad, 1 container couscous, and 2 Hiland sour cream.  These are all things we normally eat, not just junk that was on sale!  Oops! I forgot 3 tomatoes.

I have nothing to apologize for! So don't expect me to! If you are in a hurry and you see me in line in front of you, Pick Another Checkout Line, Honey! (They actually did have to open another checkout line). If you were in line behind me today and are mad at me, kiss my grits!  A thinner skinned person than I would have wilted from the harsh looks being thrown. I bet they would use coupons too if they could figure out how to do it!  At the end of the transactions when I paid the balance due after all the couponing, I politely thanked the cashier who looked at me like she would like to shake me like a rag doll and choke the last breath out of my body.  For a Senior Citizen, she was kind of scary!

Looking at my 43" register tape, I'm not surprised the cashier wasn't feeling the love for me!

I love saving on groceries!  Almost all the items I purchased were on sale (One card savings=$49.50, Manufacture Coupons=$12.85, Bonus Coupons=$6.75).  Oh, yeah!  I rock!  I am a savings Diva! If I can do this after just a couple of weeks you will probably be seeing me on T.V. in a couple of years doing the Extreme Couponing show. Just joking you know. That is a reality (snicker, snicker) show and mine is real life.

I also got a $1.00 Catalina for Almond Milk, and 8 free movie tickets to the Redhawks Movie Night (whatever that is).

Beware of little expenses; a small leak will sink a great ship.  ~Benjamin Franklin

Couponing 101.....Addicted to Saving

If you would be wealthy, think of saving as well as getting.
 Benjamin Franklin

 Hi ya'll.  So much to catch you up on!  I am all about saving money whenever I can.  Even Simple Living folks have to eat and feed their animals (hard to believe since many people think we are a different species)!  So, there is a new money saving hobby on my horizon.....wait for it......wait for it......extreme couponing!  There I said it.  This is something that I thought only a special kind of person could do.  Ain't so!  In the time it takes me to sew a new pillow, I can clip and organize my coupons (with Becky's help of course). 

Sorry, we'll have to continue later.  Boss just called and needs me to work today and I still have to run into Muskogee and then feed animals, shower, dress and find a good attitude before I go.  Talk to you later.

Sorry folks! "Talk to you later" has now been a couple of weeks!  My world seems to be spinning faster and faster (and I like slow and easy).  Anyway, back to my "adventures in couponing".  I love it!  I so love it!  Hello, my name is Linda and I am absolutely, positively, unquestionably addicted to couponing! 

This not so new (but the cool thing to do now) kind of currency is even better than the American dollar because my store (Homeland) doubles the face value of the manufacturer's coupon up to one dollar.  So, if I have a coupon for one dollar, it magically becomes two dollars when I use it according to the fine print on the coupon and before the expiration date.  Ain't that peachy?  Just a note if you are new to couponing:  under no circumstances can you photo copy the coupon.  It is illegal and will bring down the wrath of the legal system upon your head.  Bottom line:  don't do it!  There are far too many legal ways to optimize the coupons without going to jail or paying a huge fine.

I have two favorite sites that I visit daily.  krazycouponlady.com got me hooked!  She has all the basic free down loadable binder categories for creating your very own coupon binder (my household savings Bible). Then we have the local (Tulsa area, Sarah Roe) moneysavingqueen.com which has matchups (weekly sale items matched up with coupons) which saves me a lot of time.  There are also weekly menu plans using the items purchased with coupons.  What a deal! What a deal!  It is like pushing the easy button on savings. 

My first week of serious couponing, I saved over 50% on my groceries and banked (savings account) over $75.  Can somebody give me an "atta girl"? I rock!  I consider couponing my second part time job and with a far better reward for my efforts and a really nice boss (me).  Then there is the "helping others" aspect of couponing.  When I use coupons and store rewards to "purchase" free tubes of toothpaste, shampoo, razors and many other items, I then can donate them to family, friends, church and other non-profit organizations without blowing a hole in my budget.  It's a little bit more complicated, but Walgreens is the best place for these items (they do not double coupons). If you aren't excited about couponing yet, someone needs to check you for a pulse. 

You know by now that I love books.  Hold in my hand, made of paper, feel the love real books.  To increase my knowledge of couponing, I bought and strongly recommend the following book to help you get started:

There is also the magazine for couponers called All You available at Wal Mart or by subscription. There is also a website allyou.com  Look in your Sunday Newspaper for coupons and store sales flyers.  Our grocery sales begin on Wednesday, so I look online at the sale flyer for Homeland.  The moneysavingqueen.com does the matchups for me.  At the grocery store the coupons that print out at the end of the sales (white with red stripes down both sides) are called catalinas and are based on what I purchased.  Look at the fine print because one of mine said $2 off 2 coconut milk but in smaller print it also listed Almond Milk which is what I had just purchased.  I also have two $1 off single item of the milk which will make my next purchase 2 x $3.89= $7.78  without coupons.  Then I apply my coupons.  $2 off  for 2 half gallons of milk catalina coupon = $5.78  Then I use my two $1 coupons which are then doubled to equal $4.  So my final cost for two half gallons of almond milk is  $5.78- $4.00 = $1.78 or .89 cents each.  How cool is that! Some cashiers say I can do this, some say I can't, so I need to check the store coupon policy before I go again. (I use a handheld calculator because the side of my brain that is suppose to do math does not work very well).

Stay with me here, and I will show you how to use coupons much more effectively.  Shopping with coupons has quickly become a Simple Living mindset.  My favorite savings (and there have already been many of them) was buying Pilgrims Pride chicken breast.  Homeland had the chicken on sale for $1.29 per pound.  The Queen did the matchup for me and provided a link for a $1 off coupon (they will usually allow you to print the coupon twice).  So here is the math:  Package #1 was $2.88. My pilgrims pride coupon for $1 is doubled to equal $2.  My first package cost me .88 cents.  Used the same method for my second package priced on sale for $2.90.  Apply coupon (which magically doubles) and my final cost for the chicken was .90 cents. 
So  4 1/2  pounds of chicken breast for $1.78.  Are you feeling the obsession yet?

Like anything new, I wanted to take it for a test drive.  So small purchase first to find my footing.
4 boxes of chocolate cheerios, 4 cans progresso soup, 2 laundry soap, 5 lbs apples, 1 small bunch of bananas.
$16.99 (taxes included in this) until I added fruit which rarely has coupons available.  Saved 56% on this one!
Plus a Catalina coupon for $2 off two almond milk and $1 off four lean cuisine (will use this one when they go on sale again, usually 4-6 week cycle).

Saved 52% on this one.  Banked $75 in savings account from both of these!

This is not really magic.  It just feels like it.  If a math idiot like me can do this so can you.  If you are willing to learn a new way of saving money, take the time to clip and organize, shop with a new mindset, then you too can be a money saving queen in your household!  My coupons can let me be in control of how much money I spend on groceries, beauty supplies, household items and much, much more.  You can do this but you can't do it effectively if you only spend 5 minutes preparing for your shopping trips.  Take control of your money and then you can take control your life (at least financially).  Happy couponing from Harmony Acres and Simple Living! 

If you can, you will quickly find that the greatest rate of return you will earn is on your own personal spending. Being a smart shopper is the first step to getting rich.

~ Mark Cuban